2025 Bulletins

November 3, 2025 (LC-16-25)

[Lenders Required to Report Interest on Certain Auto Loans] [CFPB Issues Rule Preempting State Laws on Credit Reporting] [Court Bars Enforcing Compliance of CFPB's Final Open Banking Rule]

October 21, 2025 (LC-15-25)

[FinCEN Issues New SAR FAQs] [Deregulation in Action] [No More New Pennies]

October 2, 2025 (LC-14-25)

[SBA Fair Banking Update]

October 1, 2025 (LC-13-25)

[Federal Government Shutdown]

September 3, 2025 (LC-12-25)

[Guaranteeing Fair Banking for All Americans Executive Order and SBA Letter Executive Order on Fair Banking] [SBA Fair Banking Executive Order Letter]

August 12, 2025 (LC-11-25)

[Minnesota Court of Appeals Affirms Dismissal of Aiding and Abetting Claim Against Bank in Financial Exploitation of Vulnerable Adult Case]

August 8, 2025 (LC-10-25)

[FDIC Proposes Increasing Part 363 Thresholds - Exempting Banks Under $1 Billion from Annual Independent Audit and Reporting Requirements] [White House Issues Executive Order on Unlawful Debanking]

July 17, 2025 (LC-09-25)

[MN Supreme Court Decision Between Bank and Construction Surety] [OCC Removes References to Disparate Impact Liability] [Federal Judge Vacates CFPB Medical Debt Rule] [Banking Agencies to Allow Banks to Obtain TIN]

June 13, 2025 (LC-08-25)

[State-Chartered Banks: Check Your In-House Mortgage Document - Minnesota Legislature Passed MBA-Sponsored Language Giving State-Chartered Banks Until August 1 to Comply with Changes to Minn Stat. 47.20]

May 8, 2025 (LC-07-25)

[CFPB Announces Prioritization of Enforcement and Supervisory Actions] [OCC Clarifies Stance on Crypto-Asset Activities]

May 5, 2025 (LC-06-25)

[Minnesota Court of Appeals Decides for Bank in Important Lending Case] [CFPB's Appeal of UDAAP Guidance Decision Dismissed]

April 11, 2025 (LC-05-25)

[Banking Rules Subject to Repeal] [CFPB Plans 1071 Rulemaking Rewrite] [Banking Agencies Withdraw Update to CRA Rules] [OCC Updates Addresses]

March 25, 2025 (LC-04-25)

[FinCEN Limits BOI to Foreign Reporting Companies]

March 6, 2025 (LC-03-25)

[Statement of Policy on Bank Merger Transactions][Delays Compliance Date for Sections 328.4 & 328.5][Withdraws Four Proposed Rules]

March 3, 2025 (LC-02-25)

[Treasury Narrowing Scope of Corporate Transparency Act][FinCEN Pauses Enforcement of BOI Requirements]

January 9, 2025 (LC-01-25)

[Facebook Ads on Overdraft Litigation]