Joan Anderson
 On April 8th, Joan celebrated her 50th continuous year in banking. In her early years the bank used large leather-bound ledgers, handwrote transactions and manually calculated loan payments. One of the first new technologies Joan got excited about was a machine which would stamp receipt information eliminating the need to handwrite it. Joan loved working at the loan desk, entering payments and calculating the interest manually. When computers first came into play, she worked almost around the clock to enter every loan into the new system. Joan has always embraced the evolution of her bank, including the name changes. Joan also shared her special skills as a bingo caller during the bank’s kids club and has been permanently designated as our staff meeting confetti launcher! Joan is loved, appreciated and valued by the Frandsen Bank & Trust team, our customers and the Foley community.
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Ken Bezdicek
 Ken began his banking career in 1972 at the National Bank of South Dakota in Vermillion SD, an affiliate of First Bank System, as an Agricultural Lending officer. He later transferred to Minneapolis to join the Liaison Credit Department of US Bancorp (FKA First Bank System). Ken subsequently held various leadership positions at US Bank including correspondent banking, business banking, international banking and corporate banking. After the US Bank merger with Firstar Bank, Ken assumed the position of Chief Credit Officer of Anchor Bank. Ken has served in leadership roles of the Risk Management Association (RMA) including as president of the Minnesota Chapter and has served as a member of the National Community Bankers Council. Since his retirement from Anchor Bank, Ken has served on several community bank boards. Today Ken continues his banking affiliation as an advisory board member of Tradition Capital Bank.
Ken is an avid cyclist, having completed the weeklong RAGBRI bicycle ride across Iowa several times. He and his wife Marie cherish the many wonderful friends they have made through the banking business. They now enjoy their family, including four special grandchildren.
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Robert Etter
 Robert (Bob) Etter was a Partner with Wolf, Etter & Company starting in 1972, after leaving employment with the IRS. He grew the firm with regional bank clients and helped many community banks establish holding companies in the 1970s and 1980s. He is well-known for hosting the annual Wolf-Etter banking seminar, which typically drew over 400 attendees and was one of the best-attended banking events in Minnesota in the late 90s/early 2000s. Wolf-Etter merged with Eide Bailly in 2006 and Bob continued to serve his bank clients as partner in the firm until his retirement in 2011. Since retirement, Bob has served on the Bank Holding Company Association board and several bank and holding company boards. He currently serves on the Board of Directors of Park State Bank, Riverwood Bank, and Farmers and Merchants State Bank of Pierz as well as an advisor to the Goodenow Bancorp board.
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James Friend
 James Friend began his career at Community State Bank, Bloomington as Assistant Cashier and Head Bookkeeper in 1974. Over the years James has held many roles including Assistant Vice President, Personal Banking Officer and Business Banker. Currently James is a Business Banker at Frandsen Bank & Trust, Rosemount. James has served on many boards in the community, including the Apple Valley Chamber of Commerce, Rosemount Rotary Club and the Minnesota Veterinary Medical Association. Congratulations to James on his prosperous banking career!
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Diane Kern
 Diane Kern began her career at Oakley National Bank in Buffalo, MN, on October 2, 1972, in the bookkeeping department. Over the years, Diane has held various roles, including in the proof department, call center, teller, account opening, and front desk. She has also successfully navigated two bank mergers. Congratulations, Diane, on your exceptional service and loyalty!
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Lynne Lundquist
 Lynne Lundquist began her career in banking with Citizens State Bank of Norwood on June 1, 1974. Throughout her 50 years, Lynne has worked for four bank presidents and three different ownership groups. She has experienced a bank name and location change and a handful of core conversions. Lynne has been a key cog in the wheel at Citizens State Bank Norwood Young America.
Lynne was hired as a secretary and has had the opportunity to wear many hats over the years, from loan officer to cashier. In her current role as Vice President – Administrative Officer, she manages the bank’s IRA and HSA portfolio, is the bank’s BSA Officer and HR manager, and is part of the bank’s senior management team. Lynne’s years of involvement in the community and her experience in nearly every area of the bank have played a critical part in the bank’s success. Thank you, Lynne, for your years of service!
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Michael Schneider
 Mike Schneider started his banking career in 1974 working alongside his father, Robert Schneider, at the Farmers State Bank of Elkton. Mike became president at an early age due to the unexpected passing of his father and subsequently became a prominent leader in the communities that the bank serves. In 2014, Farmers State Bank of Elkton merged with Farmers State Bank of Adams, creating United Farmers State Bank. Mike served as the CEO of United Farmers State Bank until his retirement in December 2019. He currently serves as Chairman of the Board of Directors alongside his son Tim, the current President/CEO. While he does not miss technology changes and compliance requirements, Mike does miss the day-to-day interaction with customers and employees. Congratulations Mike! |
Vernon Smith
 Following Vern’s graduation from the University of South Dakota, he proudly served in the United States Marine Corp from 1970 through 1973. His banking career began with First Bank System Affiliate in October 1973, first as a Commercial/Agricultural Lender in Vermillion, South Dakota, then as President in Benson and Litchfield. Vern became President/CEO of Center National Bank in 1987, an entity that evolved from the First Bank Affiliate divestiture. Ten years later Vern joined Deerwood Bank as President/CEO, transitioning first to Chairman/CEO and then Chairman and President, Deerwood Bancshares, Inc. Vern was active in the Minnesota Bankers Association serving on multiple committees and the board of directors. He was Chairman in 2006 – 2007. Vern has served on numerous civic, economic, and community organizations in four Midwestern communities during a 50-year plus banking career making lifelong friends and memories in each.
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Jan M. Stanton
 Jan (Reuvers) Stanton began her career with the Dundas State Bank on September 29, 1973, as a 16-year-old high school student. After high school she continued with the bank in a full-time role.
Jan’s strong work ethic, outgoing personality, commitment to the bank and outstanding level of customer service provided her with the opportunity to grow within the bank. Jan took on many roles including teller, proof operator, data processor, operations officer, personal banker, loan officer and mortgage lender. Today, Jan serves as Vice President and works part-time at Frandsen Bank & Trust in Dundas.
Jan and her husband Bill live in rural Dundas near her childhood family farm. They have four children and nine grandchildren. Jan enjoys horseback riding whether around the neighborhood or week-long excursions out of state with a group of long-time riding friends. Congratulations Jan!
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